|
Savings & Checking Rates
| Product
|
Minimum
|
Rate
|
APY
|
| Share Account |
$5 |
0.80% |
0.80% |
| Share Draft |
$0 |
0.50% |
0.50% |
| Money Max |
$0-$4,999 |
0.80% |
0.80% |
| Money Max |
$5,000-$9,999 |
1.09% |
1.10% |
| Money Max |
$10,000-$24,999 |
1.19% |
1.20% |
| Money Max |
$25,000-$49,999 |
1.34% |
1.35% |
| Money Max |
$50,000-$99,999 |
1.49% |
1.50% |
| Money Max |
Over $100,000 |
1.69% |
1.70% |
| 6 Month
IRA/Share Certificate |
$1,000 |
1.54% |
1.55% |
| 1 Year
IRA/Share Certificate |
$1,000 |
1.64% |
1.65% |
| 18 Month
IRA/Share Certificate |
$1,000 |
2.03% |
2.05% |
| 2 Year
IRA/Share Certificate |
$1,000 |
2.52% |
2.55% |
| 3 Year
IRA/Share Certificate |
$1,000 |
2.67% |
2.70% |
| 4 Year
IRA/Share Certificate |
$1,000 |
2.91% |
2.95% |
| 5 Year
IRA/Share Certificate |
$1,000 |
3.06% |
3.10% |
| IRA Share Account |
$0-$4,999 |
0.80% |
0.80% |
| IRA Share Account |
$5,000-$9,999 |
1.09% |
1.10% |
| IRA Share
Account |
$10,000-$24,999 |
1.19% |
1.20% |
| IRA Share Account |
$25,000-$49,999 |
1.34% |
1.35% |
| IRA Share
Account |
$50,000-$99,999 |
1.49% |
1.50% |
| IRA Share Account |
Over $100,000 |
1.69% |
1.70% |
| Health Savings Account |
$0 |
0.80% |
0.80% |
Fixed Rate Loans
|
Type of Loan |
Term |
APR |
With Reductions |
| Auto 03-10 |
48 mo |
4.49% |
3.99%* |
| Auto 03-10 |
60 mo |
4.49% |
3.99%* |
| Auto 07-10 |
66 mo |
4.49% |
3.99%* |
| Auto 07-10 |
72 mo |
6.24% |
5.74%* |
| Auto 01-02 |
54 mo |
7.49% |
6.99%* |
| Auto Equity 03-10 |
60 mo |
4.49% |
3.99%* |
| Boat/RV
07-10 |
72 mo |
6.25% |
5.75%* |
| Boat/RV 03-06 |
60 mo |
7.25% |
6.75%* |
| Boat/RV
99-02 |
54 mo |
7.75% |
7.25%* |
| Motorcycle
09-10 |
60 mo |
7.24% |
6.74%* |
| Motorcycle
06-08 |
48 mo |
9.24% |
8.74%* |
| Signature |
36 mo |
10.00% |
9.50%* |
| 2nd
Mortgage, LTV to 80% |
60 mo |
5.99% |
5.49%* |
| 2nd Mortgage, LTV
to 85% |
120 mo |
7.49% |
6.99% |
(other rates and terms available, call 800-654-5626
for details)
Other Loan Rates
|
Type of Loan |
Term |
APR |
| Personal Line of Credit |
N/A |
12.15% |
| Regular
Shares |
60 mo |
5.00% |
| Certificate Secured |
CD Term |
CD Rate + 3.00%
|
Home
Equity Line of Credit
Variable, LTV to 85% |
N/A |
7.50% |
Home
Equity Line of Credit
Variable, LTV 86% to 100% |
N/A |
9.00% |
| Visa
Platinum |
Pmt = 3.5%
of balance |
6.99%** |
| Visa Platinum Rewards |
Pmt = 3.5%
of balance |
8.99%** |
|
Visa/MasterCard Gold |
Pmt = 3.5%
of balance |
9.49%** |
Rates effective March 9, 2010 through March 15, 2010
Loan rates as low as
the stated APR. Rates are based on each member's
credit history and term and collateral.
*You may be
eligible for a maximum 50 basis point reduction from these rates if
you have a combination of CFCU Checking, and Direct Deposit
or Lending Loyalty.
**Credit Card Annual Percentage Rate as low as the stated
rates and based on individual credit worthiness. Rates are subject to change.
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